Michael is a fintech/blockchain advisor and founder of Bondirectly, a cryptographic peer-to-peer bond trading network. Michael has 15 years experience on Wall Street and prior experience in aerospace engineering and artificial intelligence research. He is currently ICO advisor at opiria.io, a market research firm launching PDATA token for secure trading of personal data. He co-foundered LendingCalc, a peer-to-peer marketplace lending analytics firm. Michael previously was chief quantitative strategist at Van Eck Global, where he managed $5 billion in bond and commodity assets and advised on hedge fund manager selection. He has held analyst and managerial roles at Morgan Stanley, Bank of America/Merrill and Citibank. He began his career as a computer engineer, designing hardware and software for military communication satellites at GE Aerospace. Michael has an MBA from Columbia Business School, MS in Electrical Engineering from Villanova University and BS in Electrical Engineering from Syracuse University.